Assets

Anything of value owned by a business that can be converted into cash. Assets are listed on the balance sheet and include cash, equipment, property, and intellectual property.

What Are Assets?

Assets are everything of value that a business owns or controls. They're the resources your company uses to operate, generate revenue, and grow. On a balance sheet, assets represent one side of the fundamental equation: Assets = Liabilities + Equity.

Types of Assets

Current assets — expected to be converted to cash within one year:

  • Cash and bank balances
  • Accounts receivable (money owed by customers)
  • Inventory
  • Prepaid expenses

Non-current (fixed) assets — held for longer than one year:

  • Property and land
  • Equipment and machinery
  • Vehicles
  • Intangible assets (patents, trademarks, goodwill)

Why Assets Matter

Your asset base tells you — and investors, lenders, and partners — what your business is worth and what it's working with. A company with strong assets relative to its liabilities is generally in a healthier financial position.

Example: A bakery's assets might include its ovens (equipment), the shop it operates from (property), flour and butter in stock (inventory), and cash in the till (cash). Together, these enable the business to operate and earn revenue.

Asset Valuation

Assets are typically recorded at their historical cost — what you originally paid — then adjusted over time through depreciation (for tangible assets) or amortization (for intangible ones). The exception is certain financial assets, which may be marked to market value.